Faysal Bank Unveils Financial Results for September 2025, Receives Strong Endorsement from Sponsors

Faysal Bank Limited (FBL) demonstrated resilient financial performance, reporting Profit Before Tax (PBT) of PKR 32.8 billion and net profit of PKR 15 billion. Earnings Per Share stood at PKR 9.89/. The Bank also declared an interim cash dividend of Rs 1.5/- per share, i.e. 15%.

FBL’s balance sheet showed robust growth and total assets were at PKR 1.7 trillion, driven by strong deposit mobilization. The upward trend in Current Accounts seen over the past few years continued, with a growth of nearly 30% over the past nine months, taking them to PKR 528 billion as of September 2025. Total deposits also increased to PKR 1.3 trillion i.e. growth of over 22% over December 2024. FBL’s net financing increased by 14.5% to PKR 726 billion. Capital Adequacy Ratio (CAR) stood at a solid 16.0%, comfortably exceeding regulatory requirement. Asset quality continued to improve with the NPL ratio declining to 2.9% as compared to 3.6% as at Dec’24.

The Bank’s financial performance underscores its solid business fundamentals, prudent risk management practices, and focus on innovation. These further cement FBL’s position as a key player in the banking industry, dedicated to delivering sustainable growth and value to stakeholders.

Mr. Mian Muhammad Younis, Chairman of Faysal Bank, reflecting on the Bank’s performance, said, “Alhamdulillah, our performance for the nine months ending September 2025 reflects the enduring strength and resilience of our Islamic banking model. These results are a direct outcome of the Board’s strategic foresight and the consistent efforts of our management team. We deeply appreciate the continued trust of our customers, who choose Faysal Bank as their preferred partner in Islamic finance.”

In a strong show of support for FBL’s continued success, Dar Al-Maal Al-Islami Trust (“DMIT”) and Ithmaar Group, the majority sponsors of Faysal Bank Limited, have reaffirmed their unwavering commitment to the Bank’s long-term presence and growth in Pakistan.

Mr. Juma Abul, Group Chief Executive Officer of DMIT, said: “Faysal Bank is an integral part of the DMIT and Ithmaar Group. We are fully committed to supporting FBL’s ongoing expansion, ensuring management continuity, and delivering world-class products and services tailored to customer needs. Our focus remains on strengthening FBL’s position as a leading player in Pakistan’s Islamic banking sector and reinforcing its contribution to the country’s economic development.”

He further added that this commitment had recently been reaffirmed to the State Bank of Pakistan (SBP), underscoring the Group’s determination to safeguard FBL’s stability while ensuring operational excellence.

DMIT and Ithmaar Group will continue to provide the strategic guidance and resources necessary for FBL to pursue sustainable growth, consolidate its market leadership, and deliver best-in-class services to its customers.

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Faysal Bank Limited (FBL) demonstrated resilient financial performance, reporting Profit Before Tax (PBT) of PKR 32.8 billion and net profit… Read More

The post Faysal Bank Unveils Financial Results for September 2025, Receives Strong Endorsement from Sponsors appeared first on ProPakistani.